At AAdvantage Insurance Group, we understand the unique challenges faced by trucking companies. Long hours on the road, ever-changing regulations, and the inherent risks of operating large vehicles all contribute to a complex operating environment. That's why we offer comprehensive trucking insurance solutions designed to protect your business, your drivers, and your cargo.
Why is Trucking Insurance Different?
Trucking insurance goes beyond standard commercial auto insurance. The sheer size and weight of commercial trucks, combined with the potential for long-distance travel and carrying valuable cargo, necessitate specialized coverage. Federal and state regulations often mandate specific insurance requirements for trucking companies, and AAdvantage is here to navigate these complexities with you.
What Does Trucking Insurance Cover?
AAdvantage's trucking insurance policies offer a comprehensive suite of coverages to address your specific needs. These may include:
- Primary Liability: This covers your legal responsibility for bodily injury and property damage caused to others in an accident involving your trucks. Minimum coverage levels are often mandated by federal regulations.
- Non-Trucking Liability: This protects your company when a driver is operating a company vehicle but not actively hauling a trailer.
- Motor Carrier Physical Damage: This covers repairs or replacement of your company-owned trucks in the event of collision, theft, vandalism, or other covered perils.
- Cargo Insurance: This safeguards your financial interests in case of cargo loss or damage during transportation. Coverage options can be tailored to the specific types of cargo you haul.
- Trailer Interchange Coverage: This protects your business if a trailer you don't own is damaged while in your possession.
- General Liability: This covers your business from non-driving related liabilities, such as slip and fall incidents at your terminal or cargo loading accidents.
Additional Coverage Options
We recognize that every trucking operation faces unique risks. AAdvantage offers a variety of add-on coverages to further customize your trucking insurance policy, such as:
- Uninsured/Underinsured Motorist Coverage: This protects your business if the driver who caused the accident has no insurance or inadequate coverage.
- Workers' Compensation: This is crucial for covering medical expenses and lost wages for your employees in the event of a work-related injury.
- Pollution Coverage: This protects your company from financial liability associated with accidental spills or environmental damage caused by your trucks.
Protect your fleet and get trucking insurance today.
Benefits of Choosing AAdvantage for Trucking Insurance
- Experienced Agents: Our team of specialists has a deep understanding of the trucking industry and can tailor a policy that addresses your specific risks and complies with relevant regulations.
- Competitive Rates: We leverage our strong industry relationships to secure you the most competitive rates for your trucking insurance needs.
- Risk Management Resources: AAdvantage goes beyond simply providing insurance. We offer valuable risk management resources to help you identify and mitigate potential accidents and losses on the road.
- Unparalleled Claims Support: In the event of an accident, AAdvantage will be available around the clock to ensure a swift and efficient claims resolution process to minimize downtime for your fleet.
Get A Free Quote Today!
Don't leave your trucking business vulnerable to the financial repercussions of an accident or cargo loss. Contact AAdvantage Insurance Group today for a free, no-obligation quote on comprehensive trucking insurance. Let our experienced agents develop a customized plan that keeps your trucks rolling safely and efficiently. Remember, AAdvantage is your partner in navigating the complexities of the trucking industry, ensuring your business is protected every mile of the way.
