Professional Liability

In today's competitive professional landscape, protecting your reputation and financial well-being is paramount. At AAdvantage Insurance Group, we understand the unique risks faced by professionals like you. That's why we offer professional liability insurance, also known as errors and omissions (E&O) insurance, a vital safety net for businesses built on expertise and trust.

What is Professional Liability Insurance?

Professional liability insurance protects your business from financial losses arising from claims of negligence, errors, or omissions in your professional services. Even the most skilled professionals can make unintentional mistakes, and these mistakes can lead to costly lawsuits. Professional liability insurance steps in, covering legal defense costs, settlements, and judgments associated with covered claims.

Why is Professional Liability Insurance Important?

A client might allege you missed a critical detail in your work, leading to financial losses. Perhaps a competitor accuses you of copyright infringement in your marketing materials. These accusations, even if unfounded, can trigger expensive legal battles. Without professional liability insurance, you would be responsible for covering these costs yourself, potentially jeopardizing your business's financial stability.

What Does Professional Liability Insurance Cover?

AAdvantage's professional liability policies typically offer coverage for the following:

• Errors and Omissions: This covers claims that you made a mistake, overlooked a crucial detail, or failed to deliver a promised service in your professional capacity.
• Negligence: If your client alleges your professional actions or inactions caused them financial harm, professional liability insurance can help cover the legal costs and potential settlements.
• Misrepresentation: This protects you if a client accuses you of misrepresenting your services or qualifications.
• Breach of Contract: In the event a client claims you breached a contractual agreement, your policy may help cover associated legal expenses.

Additional Coverage Options

We understand that your specific professional needs may vary. AAdvantage offers a variety of add-on coverages to customize your professional liability policy, such as:

• Cyber Liability Coverage: In today's digital age, data breaches pose a significant threat. This coverage can help mitigate the financial repercussions of a cyber security incident.
• Employment Practices Liability Coverage: This protects your business from lawsuits alleging discrimination, wrongful termination, or other employment-related issues.
• Directors and Officers (D&O) Liability Coverage: If you hold leadership positions within your business, this coverage can provide additional protection.

Protect your business and get professional liability insurance today.

Benefits of Choosing AAdvantage Insurance Group

• Tailored Coverage: Our experienced agents will work closely with you to understand your professional risks and develop a policy that offers optimal protection.
• Competitive Rates: We leverage our strong relationships with leading insurance carriers to secure you the best rates for your specific needs.
• Risk Management Resources: AAdvantage goes beyond simply providing insurance. We offer valuable risk management resources to help you identify and mitigate potential liabilities within your practice.
• Dedicated Claims Support: In the unfortunate event of a claim, AAdvantage will be by your side, providing dedicated support throughout the claims process.

Invest in Your Peace of Mind

Professional liability insurance is an investment in your professional reputation and the long-term success of your business. Contact AAdvantage Insurance Group today for a free, no-obligation quote. Let our experienced agents help you create a comprehensive plan that safeguards your business from financial risks and allows you to focus on what you do best – providing exceptional service to your clients. Remember, professional liability insurance is a shield of protection, allowing you to deliver your expertise with confidence.