The vehicles that keep your business moving are vital assets. Whether you operate a fleet of delivery trucks, a team of service vehicles, or a company car for your sales representatives, protecting these assets is crucial. AAdvantage Insurance Group understands this, and that's why we offer comprehensive commercial auto insurance solutions to ensure your business stays on the road, no matter what.
Why is Commercial Auto Insurance Different?
Unlike personal auto insurance, commercial auto policies are designed for vehicles used primarily for business purposes. These vehicles face a higher risk of accidents due to increased exposure on the road and the potential for carrying cargo or passengers. Standard personal auto insurance policies typically won't cover these additional risks, leaving your business vulnerable in the event of an accident.
What Does Commercial Auto Insurance Cover?
AAdvantage's commercial auto insurance policies offer a range of coverage options to fit your specific needs. These may include:
- Liability Coverage: This protects your business from financial responsibility for bodily injury and property damage caused to others in an accident involving your company vehicles.
- Collision Coverage: This covers repairs to your own vehicles if they are damaged in a collision with another object.
- Comprehensive Coverage: This protects your vehicles from damage caused by theft, vandalism, fire, weather events, and other perils not covered by collision insurance.
- Medical Payments Coverage: This helps cover medical expenses for anyone injured in an accident involving your company vehicle, regardless of fault.
- Uninsured/Underinsured Motorist Coverage: This protects your business if the driver who caused the accident has no insurance or inadequate coverage.
Additional Coverages to Consider
AAdvantage offers various add-on coverages to further customize your commercial auto insurance policy, such as:
- Non-Owned and Hired Auto Coverage: This protects your business if employees use their personal vehicles for work or if you rent vehicles for business purposes.
- Towing and Roadside Assistance: This provides 24/7 assistance in case of a breakdown or flat tire.
- Customized Coverage for Specific Vehicles: Whether you operate large trucks, specialized equipment, or passenger vans, we can tailor coverage to meet the unique needs of your fleet.
Protect your business and get auto insurance today.
Benefits of Choosing AAdvantage for Commercial Auto Insurance
- Experienced Agents: Our team of commercial insurance specialists will assess your business's needs and recommend the most appropriate coverage options.
- Competitive Rates: We leverage our strong industry relationships to secure you the most competitive rates for your commercial auto insurance needs.
- Flexible Payment Options: We offer flexible payment plans to fit your business's budget.
- Streamlined Claims Handling: In the event of an accident, AAdvantage will work diligently to ensure a swift and efficient claims resolution process to minimize downtime for your business.
Get a Free Quote Today!
Don't leave your business vulnerable to the financial repercussions of an auto accident. Contact AAdvantage Insurance Group today for a free, no-obligation quote on commercial auto insurance. Let our experienced agents help you develop a comprehensive plan that keeps your business vehicles protected and your operations running smoothly. Remember, proper commercial auto insurance is an investment in the continued success of your business.
